Building the Infrastructure for the New Era of Payments

The Best Choice for Your Payment Needs

ModernRails offers comprehensive, secure payment solutions with real-time connections to the Federal Reserve. ModernRails simplifies and streamlines the entire payment lifecycle, from initiation to reconciliation.

Seamless Integration

Our platform easily integrates with your existing systems, providing a smooth transition and efficient operations.

Advanced Security

Your financial security is our top priority. ModernRails employs state-of-the-art encryption and fraud detection mechanisms to ensure your transactions and data are always secure.

Efficient Operations

From real-time payment tracking to automated reconciliation, our platform is designed to optimize your payment operations and reduce manual workload.

Strategic Insights

Our comprehensive reporting provides valuable insights into your payment activities, aiding strategic decision-making.

Expert Support

Our team of experts is always at your service, providing support and guidance whenever you need it.

Our Payment Platform

We offer multiple payment methods, from ACH, Checks, Wires and FedNow^® solution, ensuring a smooth experience for both you and your customers.

Payment API

Experience seamless integration and real-time transaction processing with our Payment API. Effortlessly connect with diverse business systems, ensuring instant and accurate payments.

Learn More

Secure Transactions

Our Payment Platform prioritizes security above all else. We utilize top-tier encryption and fraud detection systems to ensure your transactions are protected at all times.

Real-time Fraud Detection

KYC & KYB

Global Payment

We support a wide range of payment methods and currencies, facilitating your business's global expansion.

Unified Dashboards

Our platform provides unified dashboards, allowing you to easily manage and monitor multiple aspects of your operations in one centralized interface.

FedNow^® Solution

Experience the convenience of instant payments, ensuring speedy transactions for you and your customers.

Scalable Payment Infrastructure for Seamless Transactions

Innovative and modern solutions for seamless money movement experiences.

Faster Time to Market

Standardized, modular payment infrastructure design simplifies integration, which speeds up development and testing, bringing products to market faster.

Automate Your Payment Operations

Streamline your payment process from start to finish with automated onboarding, payment checkout, reconciliation, and month-end accounting.

Unified Financial Management

Effortlessly reconcile and ledger transactions from both bank and non-bank data sources in one central hub.

Innovative Payment Experiences

Create new payment experiences such as digital wallets, escrow, and automatic payouts using our modern API.

Scalability in the Cloud

Cloud-based setup prioritizes speed, responsiveness, and reliability, providing a solid base for constant innovation.

Flexibility with Open APIs

Offers flexibility through open APIs. Easily customize payment services to match evolving customer needs and regulations

Automate Payment Processing With Efficiency

Tailored Payment Flows

Design custom, automated flows for your product using our robust APIs.

Payment Approval

Automate the payment approval process to speed up transactions and reduce the risk of errors and fraud

Real-time Return Tracking

Monitor returned payments instantly and automatically associate them with the initial payment.

Live Payment Status Updates

Stay informed with real-time payment status updates through webhooks and email notifications.

Comprehensive Management for the Entire Payment Lifecycle

ModernRails provides a holistic solution for managing the entire lifecycle of payment. We simplifies the complexity associated with different payment stages, offering a seamless experience from initiation to settlement.

ACH Payment

Set up low-cost, efficient ACH payment for batch processing.

Bank Transfers

Manage inter-bank transfers with real-time reporting.

Wire Transfers

Facilitate wire transfers quickly and effortlessly.

Mobile Payment

Enable customers to set up and manage mobile payment and deposits effortlessly on your platform.

Card Programs

Our customizable services allow you to brand and manage your credit and debit cards with ease.

Treasury Management

ModernRails offers optimized treasury services to streamline your financial processes with a focus on crucial accounting and reconciliation operations. Our advanced system enables organizations to manage liquidity effectively, mitigate operational risks, and make strategic investment decisions.

Learn More

Manage Cash Flow and Liquidity

Our advanced algorithms offer real-time insights into your cash positions, enabling effective liquidity management, and forecasting.

Reinforced Accounting

Experience a robust and reliable accounting system that ensures every financial detail is accurately recorded, tracked, and managed.

Efficient Reconciliation

Our platform automates the reconciliation process, ensuring discrepancies between internal financial records and bank statements are immediately identified and resolved, enhancing financial integrity.

Mitigate Risks

We offer robust risk management tools that identify potential threats and provide strategies to mitigate them.

The Industry We Serve

Vertical SaaS

Payment Infrastructure Optimization for Vertical SaaS

ModernRails ensures seamless customer acquisition and operational expansion across diverse business domains. Scale your core value effortlessly without the burden of building, maintaining, or expanding your payment infrastructure.

Empowering Vertical SaaS Growth with Embedded Payments

ModernRails unlocks new revenue streams for Vertical SaaS companies with embedded payments solutions, transcending traditional subscription-based models and reducing customer acquisition costs through cross-selling.

Personalized Customer Experience

Leveraging the capabilities of ModernRails , Vertical SaaS companies can elevate customer satisfaction by offering tailored and streamlined payment journeys that cater to individual preferences and needs.

Elevate Business with Payment Analytics

ModernRails streamlines workflows with integrated analytics reporting, converting data into actionable insights for efficient sales monitoring and payment scheduling. Its robust organizational framework enables effective payment tracking, reducing the risk of failures.

Real Estate

Steamlined Real Estate Transactions

Transform real estate transactions by replacing outdated systems, ensuring faster, cost-effective, and secure payments. Streamline processes and strengthen vendor relationships for a future-focused approach.

Unified solution for Real Estate

Enable smooth transactions for property firms with versatile payment options. From housing transactions to rent, our single API integration effortlessly streamlines payments for any scenario.

Boost Vendor Relationships

Automate payments with ModernRails for faster, smoother transactions, building trust with vendors and suppliers.

Ready for Complex Payment Flows

Create sub-accounts for diverse properties, portfolios, or clients. Enjoy flexibility and control over fund movement for efficient payment processing.

Commitment to Compliance:
Building Trust in Every Transaction

Talk to Us

Accuracy

ModernRails guarantees real-time, precise tracking of transactions for error-free financial reporting.

Data Protection

We prioritize data protection and privacy, incorporating advanced encryption technologies to safeguard your sensitive information.

Adherence to Regulations

Our platform ensures consistent compliance with evolving financial regulations, globally.

Transparent Operations

Experience transparent reporting with our advanced dashboards, offering detailed insights into your financial operations for effortless auditing.

The Infrastructure for the New Era of Payments

The Best Choice for Your Payment Needs