Seamless, Secure, and Instant Transactions with Pay by Bank

Experience faster, more secure payments directly from your bank account—no cards, no hassle

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Why Pay by Bank

Discover how you can leverage pay by bank to enhance efficiency, security, and customer satisfaction while streamlining payment processes.

Convenient Payment Options

Pay by Bank enables businesses to offer diverse payment methods, streamlining the shopping process and reducing cart abandonment rates. This flexibility enhances customer experience and satisfaction.

Instant Payment Processing

Funds are transferred instantly, enabling quick transaction confirmation and improving cash flow efficiency.

Lower Operational Costs

Switching to pay by bank can significantly reduce transaction fees compared to traditional credit card processing. This leads to substantial savings, particularly for businesses with high transaction volumes.

Minimized Disputes

Adopting secure payment methods reduces transaction risks, resulting in fewer disputes and simplifying refund management. This enhances trust and reliability in the payment process.

Seamless System Integration

ModernRails' pay by bank solution integrates seamlessly with existing systems, ensuring a smooth adaptation with minimal disruption.

Enhanced Cash Flow Management

Quick access to funds improves cash flow and allows businesses to reinvest in operations, manage expenses effectively, and respond swiftly to market opportunities.

Robust Technology for Maximum Efficiency

Our API-driven platform provides you with the tools needed to integrate pay by bank capabilities directly into your systems.

Instant Transfers

Experience instant bank-to-bank transfers through open banking APIs, ensuring quick and efficient transactions for your business.

Extensive Banking Network

Access a wide network of partner banks to maximize customer reach and improve payment acceptance across various platforms.

Real-Time Fraud Detection

Utilize real-time fraud detection mechanisms to safeguard transaction safety, protecting both your business and your customers from potential risks.

Seamless Integration

Enjoy seamless integration with your existing payment infrastructure, allowing for a smooth transition to new payment methods without disruptions.

Regulatory Compliance

Stay compliant with regulatory requirements, safeguarding your business interests while maintaining customer trust through secure transactions.

Customizable API Solutions

Benefit from customizable API solutions that allow you to tailor payment functionalities to meet your specific business needs and customer preferences.

Streamlined and Secure Payments

Experience the simplicity and security of ModernRails’ payment solution, designed to enhance the payment process for both merchants and customers.

Faster Checkout

Enjoy a quick and efficient checkout experience with no card numbers or security codes to remember. Eliminate expired credentials with a seamless two-step process and secure biometric login.

Enhanced Security

Transactions are completed through a secure link to their bank, utilizing strong authentication methods that ensure low fraud rates, providing peace of mind for both businesses and customers.

Data Protection

Bank details are never shared with merchants, ensuring information remains confidentiality.

Additional Benefits

Experience instant refunds for better cash flow management and maintain control by checking your balance as you pay.

Experience smooth payment operations with ModernRails.

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